Financial Analyst I

• MGR is looking for someone with credit analysis experience.
• Someone who worked for a distributor or wholesaler.
• Experience with D&B, Experian, Creditsafe, etc.
• Reviewing and approving credit limits, releasing orders, handling credit limit increase requests, experience with credit insurance a plus, someone who can perform annual, semi-annual, and quarterly reviews.
• College Degree is a Must have.

• The senior credit analyst performs various functions which are primarily concerned with analysing the credit worthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business to business credit.

• All areas of responsibility listed below are essential to the satisfactory performance of this position by any incumbents with reasonable accommodation if necessary. Any non-essential functions are assumed to be included in other related duties or assignments.
• Responsible for evaluating current and potential customer creditworthiness.
• Responsible for requesting, gathering and analyzing information that help justify credit limit decisions.
• Assist with order release and work with customers to obtain payment for order release.
• Will be responsible to process credit applications, assist with new customer setup and ensuring that affiliated accounts are setup properly.
• Make credit recommendations to management in the event that credit limit requirements exceed delegation of authority.

• Any equivalent combination of education, training and/or experience that fulfils the requirements of the position will be considered.

• Bachelor's degree required.
• Minimum of 3 years of experience underwriting credit in a business-to-business environment

• Comprehensive knowledge Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement)
• Solid Understanding of Risk Metrics and Financial Ratios
• Understanding of Securitization Documents (UCCs/Letters of Credit/Notes)
• Knowledge of JDE/SAP and AS400 preferred.
• Experience with various credit reporting agencies (D&B/Client)
• Active participant in industry groups NACM/CRF/CMA
• Strong verbal, written and presentation skills.
• Microsoft Office Suite proficiencies: Word, Excel, PowerPoint
• Ability to work in team/cross functional environment.
• Demonstrate effective customer service skills.

• May be required to visit customers domestically as required to support business needs.

• Sitting for extended periods of time at workstation or mobile equipment.

• Perform activities such as computer work, preparing and analyzing data, and extensive reading.

Last updated on Sep 29, 2023