Head of Credit

The Role:

You will be a leader in the Finance Organization, responsible for the credit risk management process and supporting capital market initiatives. You will work closely with various functions across the company to support the sales process while addressing risk and ensuring compliance with policies and debt covenants.

If this opportunity excites you, we encourage you to apply even if you do not meet all of the qualifications.

How You Will Make an Impact:

• Own and manage the credit underwriting process for new and existing commercial clients, with appropriate processes for client segments (i.e. from large strategic to small businesses)
• Responsible for ongoing risk reporting and portfolio risk management of the business, ensuring credit risk aligns with internal and external targets and credit underwriting policies
• Develop new credit underwriting strategies to allow for business expansion (including internal markets and new products) and maintenance of overall business risk targets (e.g., automation through technology)
• Support the sales and customer success teams internally and externally as the subject matter expert on the credit policy and credit underwriting processes
• Collaborate cross-functionally with accounting, finance, legal, and product to ensure compliance to credit risk tolerance for new business segments and product offerings
• Support debt capital markets efforts by providing support for due diligence, structuring, and lender/investor communication
• Be the point person for collateral field exams
• Manage a team of credit analysts/associates

What You Bring to The Team:

• Bachelor’s degree in Business Administration, Finance, Accounting, or Economics preferred (or equivalent experience)
• 7+ years of commercial credit underwriting experience in a commercial bank, investment bank, credit fund, rating agency, or fintech company
• Strong technical skills including complex financial statement analysis and credit risk management
• Excellent communication, presentation, and project management skills
• Demonstrated experience developing new credit underwriting policies and processes to address evolving business needs
• Eye for process improvement demonstrated through iterating on existing processes and implementing automation
• Experience managing and successfully developing teams

What We Offer:

• Exceptional health, vision, and dental care
• Opportunity for equity ownership
• Life and AD&D, short- and long-term disability
• Employee Assistance Program
• Employee Resource Groups
• Fun company outings and events
• Unlimited PTO
• 401K with company match

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Last updated on Aug 14, 2024