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Compliance Testing Officer

BestEgg · 30+ days ago
$62k+
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Full-time
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Best Egg is the leading financial confidence platform that provides flexible solutions to real-life challenges for people with limited savings. We leverage real-time customer insights and data science to connect more people with the right products for their financial needs. Our offers include a growing suite of products such as personal loans, a credit card, and flexible rent, which are complemented by a suite of financial health tools to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.
 
Our culture and values inspire our employees and customers to embrace Best Egg. We are committed to championing a culture of inclusiveness and diversity of thought, and we focus on providing a safe, flexible, and collaborative work environment. Our employees are encouraged to engage in creative problem solving, and we promote opportunities for growth and enrichment across the organization.
 
If you are inspired by inspiring others, Best Egg is the place for you.

Best Egg promotes diversity and equal opportunity. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. The more inclusive we are, the better we will grow.

 The Compliance Testing Officer, reporting directly to the Testing and Analytics Manager, will manage and oversee the fulfillment and timely completion of internal compliance related monitoring, reviews, exams, and audits from our bank partners and from federal and state regulatory bodies.  The ideal candidate works with a sense of urgency, is detailed oriented, and excels at multitasking. This role also requires highly effective verbal and written communication with various levels of the Best Egg Team, our bank partners, and regulatory bodies.

Duties & Responsibilities

  • Design, coordinate, and perform manage internal compliance testing reviews including requesting, gathering, advising, reviewing and delivering materials, facilitating meetings, and timely escalating potential issues
  • Conduct detailed interviews and walkthroughs with key business leaders to document and evidence compliance with applicable laws, regulations, and policies
  • Stay abreast of business and regulatory changes to ensure materials are relevant and accurate
  • Assist in the creation of testing programs to document testing steps
  • Identify findings and communicate to internal compliance team members as well as members of Best Egg staff, management, and/or leadership.
  • Draft professional reports to detail testing results and communicate to leadership within Best Egg
  • Create data request forms to facilitate the timely retrieval of data for ongoing compliance testing activities
  • Provide consultative guidance on compliance issues and proposed remediation as well as track and validate remediation actions performed to resolve compliance-related issues.
  • Develop testing workpapers adhering to best practices of compliance/audit requirements
  • Compile data and reporting in preparation for monthly Compliance Committee meetings

Qualifications

  • Bachelor’s degree or higher
  • A minimum of 3 years of experience involving compliance testing or audit or regulatory reviews in financial services
  • Working knowledge of lending and consumer protection related regulations, in particular with respect to personal loans and/or credit cards.
  • Strong analytical and problem-solving skills
  • Consistently demonstrate clear and concise written and verbal communication and interpersonal skills
  • Proficient use of Microsoft Office products, including Excel, Word, and PowerPoint
  • Highly effective project management and organizational skills, strong attention to detail, a proven track record of meeting deadlines, and ability to multitask and reprioritize in a fast-paced environment.
  • Data analysis skills including working with and vetting out large volumes of data are a plus

Our Brand:
At Best Egg, we believe money should be accessible so people can reach their goals, live a fuller life, and feel pride in knowing they have taken control of their finances.  For those who need extra money to achieve the progress they seek in life, Best Egg is the modern solution-minded finance provider that mixes decades of banking experience with smart technology and deep customer insight to create products designed for today’s borrower, so that people can establish a smoother financial path. The egg symbolizes protection and a fresh start.  

Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
·       Pre-tax and post-tax retirement savings plans with a competitive company matching
program
·       Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
·       Multiple health care plans to choose from, including dental and vision options
·       Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
·       Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
·       Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
#LI-REMOTE

In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here 

Last updated on Oct 2, 2024

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