The OpportunityShawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties – no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person.Work with us because you:Want to be part of a bank built for the dynamics of the modern worldRelish a challenge and enjoy a fast-paced, innovative, and hardworking cultureEnjoy finding new and better ways to solve complexity and make things happenWant to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groupsCare about society and the environment and want to be part of a business that cares tooWant to continue to grow professionally and be the best version of yourselfThe Role & ResponsibilitiesTo support the Director with all aspects of the in-life management of the Unitranche and Venture Debt portfolio. You will ensure all client relationships are managed in accordance with the principles of the SF business model, procedures and best practice.Liaise directly with clients to deliver excellent customer service and added value.Propose, negotiate and execute deals for existing clients across the Unitranche and Venture Debt portfolio, including facility amendments, covenant waivers / resets and in-life M&A activity.Responsible for the end-to-end credit process, including negotiating with clients, writing of credit papers, presenting transactions to Credit Committee and completion, including liaising with external legal counsel regarding the preparation and negotiation of facility documentation ensuring this meets the requirements of the Bank.Post new deal execution, you will actively manage ongoing exposures across a variety of Unitranche and Venture Debt Clients. This will include monitoring the performance of counterparties, analysing complex financial information, undertaking covenant to identify concerning trends, undertaking credit grading analysis, ownership of annual reviews and considering requested amendments, restructures, and facility enhancements.Participate in rolling out new strategic initiatives for Structured Finance, including compliance, regulatory and risk management oversight, and attend relevant industry events.The PersonMinimum 2 years’ experience in structuring and executing lending transactionsProven knowledge of credit products and bank lending practicesIn-depth knowledge of cash flow lending transactions, including familiarity with legal documentationStrong understanding of lending practices and credit processes (including structures, risks, covenant requirements, pricing, and competition)Excellent customer service, presentation, and negotiation skillsThorough comprehension of credit risk management, credit administration, loan production and servicingRewardYour Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employmentFree access to Headspace, a mindfulness & meditation digital health appFree access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopauseEAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and healthCycle to work schemeDiscounts on gym membershipContributory pension scheme & death in serviceYour Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.Minimum of 27 days holiday per yearOption to buy or sell holiday days through our flexi-holiday schemeDiscounts on gym membership nationwideAccess to discounts on a range of high street and online brandsCommunity support and charitable givingYour Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.Participation in our annual discretionary bonus scheme designed to reward your contribution to our successProudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Last updated on Mar 26, 2023