<p dir="ltr">The Risk Manager will be responsible for leading Chip’s Enterprise Risk program reporting directly to the Chief Risk Officer and identifying, evaluating, and reducing risks that could affect Chip’s business goals, customers or operations. They will play a key role in keeping the Board and Executive Team up-to-date on the most impactful risks affecting the business and will have an excellent ability to anticipate and mitigate emerging risks. They will also lead the development and implementation of risk management strategies and methodologies across the organisation to ensure that key risks are tackled in a proportionate and timely manner.</p><p dir="ltr">The successful candidate will work closely with all business units to ensure that risk management policies and strategies are well embedded into Chip’s decision-making. You will be comfortable operating at a senior level and have proven experience in bringing risk management to life; translating the theory into practical tools to help the business mitigate risks. Working as part of a small team you will enjoy “rolling your sleeves up” to help tackle the risks you identify as well as the ability to zoom out and translate your expertise for senior and non-specialist stakeholders.<br></p><p><strong>What you can expect to be doing:</strong></p><ul><li>Line management of the Risk Analyst and development of existing frameworks to become a best-in-class risk function who acts as a trusted partner to the business. Collaborate with Compliance and 1st line teams to ensure an effective, embedded risk culture that considers end-to-end impacts</li><li>Chair the internal Risk and Compliance Committee and prepare high quality, accurate and insightful risk reports for senior management and the board highlighting key risks, trends and mitigation strategies</li><li>Develop and maintain Risk Management policies, procedures and frameworks ensuring compliance with all relevant laws, regulations and industry best practices. Participate in horizon scanning to ensure potential new risks to the business are identified and accounted for </li><li>Ensure your comprehensive risk management framework and approach proactively identifies, assesses and prioritises risks across the business. Develop plans to mitigate identified risks and reduce their impact on business objectives ensuring strong stakeholder collaboration to complete actions in a timely manner </li><li>Lead on the development and execution of business continuity plans and testing. Ensure clear incident management processes are in place promoting strong operational resilience</li><li>Excellent communication with external stakeholders including board members, regulators, auditors and banking partners to ensure compliance with all risk-related requirements<strong><br></strong></li></ul><p><strong>What we’re looking for:</strong></p><ul><li>Direct experience in risk management roles, including experience in leading a function with responsibility for strategy</li><li>Proven track record of developing and implementing effective risk management strategies</li><li>Deep experience in at least one area of risk such as operational, fraud, commercial or cyber. Experience across a broad range of risk areas highly desirable</li><li>Strong knowledge of financial services risk management frameworks, methodologies and tools</li><li>Excellent analytical, problem solving and decision making skills to improve the business’ risk posture</li><li>Strong communication skills with proven ability to collaborate and influence stakeholders at all levels</li><li>Experience in incident management and business continuity planning with an ability to test scenarios, identify gaps and propose solutions<strong><br></strong></li></ul><p><strong>What we’re really looking for:</strong> ✍️</p><p>Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the investment super app of the future.</p><p>Although we’re in the financial space, and under the scrutiny that comes with it, the current compliance/risk team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise, you would have stopped reading by now, so let us be clear on what will make us want to work with you.</p><p>We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us.</p><p>At the interview stages, we will be looking for empathy, eq, fun stories, and the ability to smile even when things are tough.</p><p>⏰ <strong>Working Hours</strong> ⏰</p><ul><li><strong>Monday to Thursday:</strong> 9:00 AM – 6:00 PM</li><li><strong>Friday:</strong> 8:00 AM – 4:00 PM (Start your weekend early!)</li></ul><p>Enjoy a <strong>structured yet balanced</strong> workweek, with an early Friday finish to kickstart your weekend!</p><p><strong>PERKS </strong>🎁</p><ul><li>£60,000 - £75,000 per annum </li><li>Discretionary share option bonus </li><li>Workplace pension scheme - We invest in your future with a <strong>workplace pension scheme</strong>, contributing <strong>5% on earnings up to £50,000</strong>. Plan ahead with confidence</li><li>Private medical insurance (medical history disregarded)</li><li>Employee Assistance Programme</li><li>Cycle to work scheme</li><li>Season ticket loan</li><li>Free ChipX subscription for UK-based employees</li><li>We are an equal-opportunity employer and value diversity</li><li>Flexible working arrangements</li><li>28 days holiday (excluding public holidays) ✈️</li><li>Annual training budget for courses, workshops, or conferences to help you advance your career.</li><li>£30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing</li><li>Company laptop</li><li>Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup 🚀</li></ul><p><strong>Our Interview Process:</strong> 📖</p><ol><li>Video screen with someone from our Talent team</li><li>Video interview with the hiring manager</li><li>Video interview with member of ELT</li><li>Final interview with some of your team</li></ol><p> </p><hr><p><strong></strong><span style="font-size:1em;letter-spacing:-0.011em;"><b>About us</b></span><span style="font-size:1em;font-weight:initial;letter-spacing:-0.011em;"></span></p>Our mission is to make our customers wealthy.<br><br>We're building the wealth super app of the future. An app to build your long-term wealth across savings, investments and pensions.<br><br>We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.<br><br>The Sunday Times listed Chip as the 6th fastest growing tech company in Britain… and we're not slowing down. Chip serves over 300,000 active customers and looks after over £5billion in assets. These customers trust us to build the most amazing product we can, so working at Chip comes with real purpose.<br><br>Chip is being built by a fast-growing team of designers, developers, customer service professionals, marketers, banking experts, and entrepreneurs. Our funding story though is a little different. Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors, over 9 years. Crowdfunding is in our DNA and only Brewdog has more investors than Chip.<p dir="ltr"> </p><p dir="ltr"><strong>Our vision</strong></p><p dir="ltr">We know planning for your future can be a tedious, daunting task often avoided, so we want to change that. We're building <em>the </em>wealth app for our community, giving them one place for saving and investing. </p><p dir="ltr">We're giving customers control and guidance to effortlessly build their long-term wealth using award-winning tech, while celebrating their achievements along the way. </p><p dir="ltr"><strong>Who we are</strong></p><p dir="ltr">Chip has a creative and diverse team of 180, from all different backgrounds and industries. We’re driven and passionate people, but no one takes themselves too seriously. </p><p dir="ltr">Don’t just take our word for it. We have a few awards under our belt, including Best Personal Finance App at the 2022 & 2024 British Bank Awards.<br></p><p><strong>Our Values</strong></p><p>Be ACCOUNTABLE</p><p>Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible</p><p>Be BOLD</p><p>Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers</p><p>Be COLLABORATIVE</p><p>Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together</p><hr><p><strong>Equal Opportunities</strong></p><p>We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion. You will be working in an inclusive environment and be encouraged to bring your whole self to work. We will do all that we can to help you successfully balance your work and home life. As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with. It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.<br><strong><br></strong></p><p><strong>Note to Agencies</strong></p><p>Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.<br></p> •
Last updated on Jan 24, 2025