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Manager - Process Compliance (Lending)

phonepe · 30+ days ago
Negotiable
Full-time
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About PhonePe Group: 

PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

Culture

At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right  environment for you is just one of the things we do. We empower people and trust them to do the right  thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a  big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of  the best minds in the country and executing on your dreams with purpose and speed, join us!

The Process Compliance Manager ensures that processes comply with applicable laws, regulations, and internal policies. This role involves developing compliance frameworks, conducting process audits, and working closely with various departments to ensure that processes are effective, efficient, and compliant.


Key Responsibilities:
Compliance Program Development: Develop and implement compliance programs and procedures to ensure adherence to regulatory requirements and internal policies. Update and maintain compliance documentation and process maps to reflect current regulations and best practices.

Process Audits and Assessments: Conduct regular audits and assessments of collections processes to identify compliance gaps and areas for improvement. Evaluate the effectiveness of existing controls and procedures, and recommend enhancements as needed.

Regulatory Monitoring: Stay informed about changes in regulations, industry standards, and best  practices. Analyse the impact of regulatory changes on existing processes and update compliance programs accordingly.

Risk Management: Identify potential compliance risks associated with Collections processes and develop
strategies to mitigate these risks. Work with Collections teams to address issues and implement corrective actions.


Training and Awareness: Develop and deliver training programs to educate employees about compliance requirements and process best practices. Promote a culture of compliance and ensure that staff are aware of their responsibilities related to process adherence.


Reporting and Documentation: Prepare and present detailed reports on compliance status, audit findings, and risk assessments to senior management. Maintain accurate records of compliance activities, audit results, and corrective actions taken.


Process Improvement: Collaborate with process owners and departments to identify opportunities for process improvement while maintaining compliance. Implement and oversee changes to processes to enhance efficiency and regulatory adherence.


Internal and External Relations: Serve as the point of contact for regulatory bodies and external auditors during compliance reviews and inspections. Liaise with internal stakeholders to address compliance- related queries and issues.


Attributes we are looking for
- Must be CA/MBA/Graduate and above and have at least 5 years experience in Collections Compliance/ Process audits
- Experience in New age NBFCs or Banks is mandatory.
- Must have thorough understanding of collections methodology Ability to work with senior leadership and management teams across business units.
- Knowledge of current regulation pertaining to collections

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

  • Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
  • Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
  • Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
  • Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
  • Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment 
  • Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.

Life at PhonePe

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Last updated on Aug 23, 2024

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