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Business Expert Risk Applications Intern - TalentBank 2024

commerzbank-poland · 30+ days ago
Negotiable
Full-time
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TalentBank is an original internship program of the Digital Technology Centre in Poland, which aim is to enable students and graduates to gain professional experience in IT / banking industry. The project can be attended by people who are students or graduates (up to 12 months after graduation). We look for students after second year of technical, mathematical, business, finance, economic or related studies.

📢 Join our team as a Business Expert Intern! 📢

What you will be doing? 👇

  • Maintenance & development of the risk applications (e.g. credit rating applications, operational risk tool, loss data collection data base)
  • Working closely with software developers and application users
  • Conduct technical, business and data quality analyses
  • Leading meetings with stakeholders
  • Analyzing risk management and regulatory requirements and implementing adjustments into the tool and processes
  • Solving problems (both business & model related, support technical fixes)
  • Managing documentation of business requirements, application guidelines and design goals
  • Working on processes improvements using agile methodologies

Which technology & skills are important for us? 👇

  • Good knowledge of MS Office tools - Excel and Word
  • Having interest in banking, economics, statistics, IT or related field
  • English B2 level or higher

Nice to have:

  • Basic or good knowledge of technical languages like: SQL, VBA, Python

What we offer? ✨

  • Paid mandate contract for 9 months
  • Opportunity to gain experience and start career in our IT departments
  • Work in an international environment in the Agile methodology
  • Individual approach - flexible working hours, the possibility of combining internship with studies, completing obligatory student internships
  • Subsidized meals - Pluxee Lunch Pass card
  • Access to the Speexx e-learning language platform
  • Access to O’Reilly and Clix (Linkedin Learning) e-learning platform
  • Access to psychological and well-being webinars on ICAS
  • Internal training program Skills@work (coffee Learning Session – informal quarterly meetings among employees focusing on a given technological or business issue, Trainer Academy – Technical training organized by employees for employees, Guilds – groups focusing on a given technology)
  • Support of experienced mentors
  • Trainings with Professionals
  • Interests groups (f.e. board games, cooking) and integration events

How?
📌 Hybrid on Wersalska 6 street (Łódź)

Important! Please add the clause to your CV. 📑 You can find it on the end of the advert.

* * *
Below you can find more information about Commerzbank and the cluster 👇

Commerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so we are. We are leaving the traditional bank behind us and are choosing to move forward as a digital enterprise. This is exactly why we need talented people who will join us on this journey. We work in inter-locational and international teamwork in agile methodologies.

Description of the cluster:

Cluster Risk Models & Calculations is responsible for:

  • Development, roll-out and maintenance of group-wide models for credit risk, operational risk, capital requirements and stress-testing (incl. tight monitoring of model performance). We are model owner and 1st line of defence for model risk.
  • Implementation of models in calculation kernels (e.g. rating models, RWA-calculation, C-VaR, LGD-Service, OpRisk and Stress).
  • Specification and implementation of rating tools as well as other central risk applications – used mainly by own Front-Ends in the credit process or in online applications.
  • Calculation of the economic capital requirements (e.g. Credit Portfolio Model, AMA for OpRisk, business- and physical asset risk - incl. stressed conditions).
  • Basis calculation for risk provisions (especially IFRS9 Stage Assignment and Lifetime-EL) and centre of competency for Asset Backed Securities
  • IT-solutions for recording, management and calculation of the operational risk, tools for and management of the internal control system.
  • Operational stability of the IT-Applications (e.g. wrt incidents or delays) but also optimization of IT-platform as well as minimization of manual processes.
  • Tailor-made risk analysis (e.g. scenarios, impact analysis, Ad-Hoc requests). Professional response on customer requests.
  • Main contact for regulators, chartered accountant and internal auditors concerning model development and implementation.
  • Implementation of important regulatory and strategic initiatives: e.g. implementation and fulfillment of new regulatory requirements for AIRB rating models, acceleration of rating calculation, enablement of digital credit journey, improvement of credit decision and streamlining of credit processes.


🚩 Please add the following clause to your application:

1. I consent to the processing of personal data contained in this document by Commerzbank AG with its registered office in Frankfurt am Main, Germany, 60261 Kaiserplatz, operating through the Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053, for the implementation of the current recruitment process and for the future recruitment for a period of 6 months, in accordance with the Regulation of the European Parliament and of the Council (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data the free flow of such data and the repeal of Directive 95/46 / EC (RODO) and in accordance with the Act of 10 May 2018 on the protection of personal data (Journal of Laws of 2018, item 1000). I provided my personal data voluntarily and I declare that they are truthful. I have the right to withdraw this consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.

2. I have read the content of the information clause, including information about the purpose and methods of processing personal data and the right to access to my personal data and about the right to correct, rectify and delete it.



        Last updated on Aug 19, 2024

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