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Credit Verification Associate

Negotiable
Full-time
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 Job Description:
 
  • Reports to Lead, Credit Assessment.
  • Works within a team of Credit Assessors and assesses files from a national queue.
  • Primary responsibility for controlling credit verification/assessment processes and developing policies to ensure than an acceptable level of risk is maintained.
  • Ensuring operations and strategies and procedures are aligned with general company goals and in accordance with other functions.
  • Develops, communicates, and implements medium to long term operating policies, strategies and tactics that may involve the interpretation and application of broader guidelines.
  • Has ultimate accountability for the function and provides the highest level of advice and recommendations when required.
  • Maintain our high compliance levels by setting a high standard for file
 
Core Responsibilities:
 
  • Managing workflow from a national queue in a timely manner
  • Completing credit verification checks to ensure application input is meeting our bank policy and responsible lending requirements.
  • Reaching and maintaining a high level of credit verification/assessment and compliance standards
  • Leading Pro Actively monitoring Credit Risk requirements within an agreed Risk Appetite and managing Non-Compliance in a timely manner
  • Ensuring Continuing Education points are achieved and maintained
 
Qualifications:
 
  • Minimum 2 years credit/consumer lending role experience
  • Evaluate new/increase credit risk
  • Provide advice on structuring transactions
  • Evaluate credit risk reviews
  • Solid communication skills, both written and verbal.
  • Advanced critical reasoning and risk assessment skills
  • Segment experience: Consumer Lending

Last updated on Aug 11, 2021

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