Credit Risk & Analytics Manager/Senior Manager
Financial Products & Services team at LINE MAN Wongnai connects financially underserved customers on our platform, from small business merchants to delivery riders, with a span of financial services offerings, and is one of the fastest growing business unit within LMWN
With the power of a large-scale ecosystem, data, and technology, the in-house Fintech team helps Thai people live better and be more financially inclusive with uniquely innovative products and access to digital finance.
Credit Risk & Analytics Manager will be responsible for managing overall portfolio risk management, credit risk strategies, and policy implementation of financial products servicing to more than half a million people
Responsibilities:
- Full ownership of portfolio risks and analytics, work cross functionally with data science, business intelligence, product and other internal parties to improve efficiency of credit performance and decision making framework.
- Engage in development of new products, maximize commercial opportunities through development of optimal product strategy, pricing structure, and risk segmentation.
- Lead the validation and recalibration of risk models, ensuring they accurately reflect current risks and are compliant with internal policies and regulatory standards.
- Modify existing policies according to business needs, understand customer demographics, and design demographic/customer-specific credit policies that consider operational and distribution risks.
- Represent the business in discussions with internal and external stakeholders in risk-related matters.
- Mentor a group of analysts, providing guidance, support, and development to ensure high performance.
Qualifications:
- 7-9 years of experience in credit risk management and analytics related roles, preferably in financial services (Lending) sectors.
- Bachelor’s or Master’s Degree in Statistics, Mathematics, Finance, Economics or other related fields.
- Strong analytical skills with the ability to interpret extensive data and turn it into actionable strategies.
- Excellent verbal and written communication skills in Thai and English, including the ability to communicate complex information clearly and concisely.
- Ability to work effectively in a fast-paced, dynamic environment.
- Strong decision-making skills and proven track record of leadership.
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Last updated on Sep 11, 2024