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Deputy MLRO

nium · 30+ days ago
Negotiable
Full-time
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Nium, Global Leader in Payments
 
Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.  
Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore. 

About the role

We are looking for a proactive and results orientated candidate  who is keen to solve challenging compliance problems at scale in a fast-paced and dynamic environment at the cross-section of technology and financial services.
 
This role will report to Head of Compliance and will closely collaborate with the global Compliance team.

Key Responsibilities

  • Drafting compliance program, policies and procedures guided by the Laws of Lithuania/EU;
  • Performing annual AML/CTF risk assessments;
  • Leading annual AML/CTF audits;
  • Reviewing escalations raised internally including cases for high-risk customers, submitting STRs when deemed necessary;
  • Handling regulatory communication pertaining to AML/CTF, including notifications or regulatory inquiries;
  • Submitting NIUM EU partner registrations (TSP/distributor/etc);
  • Together with HoC, ensuring all aspects of KYC/TM follow regulatory requirements;
  • Educating and training employees;
  • Submitting necessary quarterly BoL;
  • making decisions to freeze funds and economic resources that belong to, are owned by, or are controlled by entities subject to sanctions and other decisions regarding application of international sanctions
  • Submit sanctions related reports to competent authorities and the BoL;
  • Conduct regular control of the implementation of international sanctions in the activities of the company.
  • Assisting HoC/MLRO in other capacities deemed necessary.

Requirements

  • Ability to work independently, under pressure and to tight deadlines, managing competing priorities.
  • Ability to take ownership and drive projects forward.
  • Able to operate in a global, virtual environment.
  • Collaborate and engage with a variety of individual stakeholders.
  • Strong written and verbal communication skills, with the ability to lead workshops and present to customers and internal stakeholders at all levels.
What we offer at Nium
 
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. 

We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office). 

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. 

We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.  

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!  

We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.  
For more detailed region-specific benefits:  https://www.nium.com/careers#careers-perks  

For more information visit www.nium.com 
Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.  

Last updated on Sep 9, 2024

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